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    • The November 2025 ISA Budget Reforms: What Changed and What It Means

      The November 2025 ISA Budget Reforms: What Changed and What It Means
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    The 22% Charge on Cash in Your Stocks and Shares ISA, from April 2027

    From April 2027 the cash you leave sitting in a stocks and shares ISA gets a flat 22% charge on its interest. Here's what the rule does, and what it doesn't.

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    First-Time Buyer ISA: Last Call to Respond Before 17 August 2026

    The consultation to replace the Lifetime ISA closes on 17 August. Responding takes one email, and your view counts most if you’ve saved for a first home.

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    The First-Time Buyer ISA: What the 2026 Consultation Proposes, and How to Have Your Say

    The government plans to replace the Lifetime ISA with a First-Time Buyer ISA. Here is what is proposed, and what it means if you already have one.

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  • News

    The November 2025 ISA Budget Reforms: What Changed and What It Means

    The Budget changed the cash ISA rules, just not yet. What was announced, when it bites, and what it means.

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The ISA Millionaire is educational and is not financial advice. It is not provided by an FCA-regulated adviser, and nothing here is a recommendation to buy, sell or hold any investment. Investing carries risk: the value of investments can fall as well as rise and you may get back less than you invest, and nothing here is guaranteed. Do your own research, and seek advice from an FCA-regulated adviser before making any financial decision. Read the full financial disclaimer.

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