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    • The Behaviour Gap: Why Most Investors Underperform Their Own Investments

      The Behaviour Gap: Why Most Investors Underperform Their Own Investments
      Categories: Investing Principles
    • How to Spot Investment Hype, Scams and Finfluencer Noise

      How to Spot Investment Hype, Scams and Finfluencer Noise
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      The Junior ISA: Building Wealth for a Child from Day One
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David Neil Blake

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    First-Time Buyer ISA: Last Call to Respond Before 17 August 2026

    The consultation to replace the Lifetime ISA closes on 17 August. Responding takes one email, and your view counts most if you’ve saved for a first home.

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  • Investing Principles

    Thinking in Years and Decades, Not Days and Weeks

    The market gives you a number every second it is open. Almost none of it is information. Why the horizon you measure by matters more than almost anything else you choose.

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  • News

    The First-Time Buyer ISA: What the 2026 Consultation Proposes, and How to Have Your Say

    The government plans to replace the Lifetime ISA with a First-Time Buyer ISA. Here is what is proposed, and what it means if you already have one.

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  • Building Wealth

    The Maths That Changes Everything: Compound Interest Explained

    You put money in, you get a bit more back. What happens when that bit more starts earning its own is compounding.

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  • ISA Basics

    The Lifetime ISA Explained

    The most generous ISA going, and the most punishing if you get it wrong. The bonus, the penalty, and the 2028 change.

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  • Investing Principles

    How to Spot Investment Hype, Scams and Finfluencer Noise

    If it promises to make you rich quickly and effortlessly, it is lying. How to spot it before it costs you.

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  • Building Wealth

    Why Savings Rate Matters More Than Returns

    Everyone obsesses over returns. The number that matters more early on is the one you fully control: what you put in.

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  • ISA Basics

    Cash ISA vs Stocks and Shares ISA: What’s the Difference?

    They sound like the same thing. They are not. Here is how to tell which job you are doing.

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  • News

    The November 2025 ISA Budget Reforms: What Changed and What It Means

    The Budget changed the cash ISA rules, just not yet. What was announced, when it bites, and what it means.

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  • ISA Basics

    The Junior ISA: Building Wealth for a Child from Day One

    A child born today has one thing no adult can buy back: time. The simplest way to turn it into a tax-free sum.

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The ISA Millionaire is educational and is not financial advice. It is not provided by an FCA-regulated adviser, and nothing here is a recommendation to buy, sell or hold any investment. Investing carries risk: the value of investments can fall as well as rise and you may get back less than you invest, and nothing here is guaranteed. Do your own research, and seek advice from an FCA-regulated adviser before making any financial decision. Read the full financial disclaimer.

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