29 ARTICLES
David Treahearn writes about ISAs, long-term investing and building tax-free wealth in the UK, and is the author of The ISA Millionaire: The Way In, a jargon-free guide to investing through a Stocks and Shares ISA. He spent his early career as a recording engineer, working at studios including Abbey Road and Olympic Studios alongside producers such as Mark 'Spike' Stent, and played in The Slips, signed to EMI. He went on to build a second career in business, rising from project manager to Chief Operating Officer over a decade in the corporate world, where watching how much of his income disappeared to tax before he ever saw it turned him towards the ISA. With no financial background he taught himself to invest, buying his first share in 2014 and investing seriously from 2017. He writes as a private investor rather than a regulated adviser, and everything here is educational information, not financial advice.
They sound like the same thing. They are not. Here is how to tell which job you are doing.
The Budget changed the cash ISA rules, just not yet. What was announced, when it bites, and what it means.
A child born today has one thing no adult can buy back: time. The simplest way to turn it into a tax-free sum.
Not a yacht or retirement at 35. The quieter, more useful version: the point where work becomes a choice.
A tax-free allowance every year, gone at midnight on 5 April if you do not use it. Here is how it works.
Two people, same investment, same years, very different results. The reason is the one part of returns you control.
There is no single thing called an ISA. It is a family of five, and here is what each one is for.
Not men in suits shouting, not a coin that turned £500 into £50,000. What investing actually is, noise stripped out.
What a Stocks and Shares ISA actually is, how the tax-free wrapper works, and why it matters.
The ISA Starter
Join the newsletter and get The ISA Starter free, a jargon-free guide to opening and using a Stocks and Shares ISA. New articles land in your inbox too.
GET THE FREE GUIDE